Benefits
Benefits |
LIST OF CURRENT PROVIDERS FOR PRIVATE MEMBERS:
MAGNACARE P.P.O. AND EMPIRE BLUE CROSS P.P.O. PLAN – this is a preferred providers organization plan with Magnacare for your medical coverage and Empire Blue Cross for your hospital and emergency room coverage. There is no need to elect a primary care physician with this plan. You DO NOT require a referral to see a specialist. The Magnacare Plan has a $10.00 co-pay for in-network services.
CIGNA EPO PLAN (OPEN ACCESS PLAN) – This in-network only plan covers both medical and hospitalization services. You must utilize doctors and hospitals that are in the Cigna Open Access Plus Network. No referrals are needed to see a specialist. The Cigna Plan has a $25 co-pay for most services.
HEALTHPLEX P.P.O. PLAN – With Healthplex, you can choose a participating dentist from a panel of in-network providers listed in the directory or you can choose to have services rendered by an out-of-network dentist. If you elect to receive services from an out-of-network provider, you will be responsible for all charges that exceed the plan allowances. This plan offers the same level of coverage as the D.D.S. Inc. Plan.
D.D.S., INC. – With Healthplex, you can choose a participating dentist from a panel of in-network providers listed in the directory or you can choose to have services rendered by an out-of-network dentist. If you elect to receive services from an out-of-network provider, you will be responsible for all charges that exceed the plan allowances. This plan offers the same level of coverage as the Healthplex Plan.
AETNA D.M.O. PLAN - (Dental Maintenance Organization) With Aetna D.M.O. Plan, you must elect a primary dentist from the Aetna Directory in order to be enrolled. This plan provides coverage for in-network benefits only. If you elect to have services by a provider who is not in the Aetna D.M.O. Plan, you will be responsible for 100% of the charges.
Life Insurance - $50,000 for the member only (Existing medical benefits will be extended for one year for eligible dependents of a deceased active member provided that the dependents are not eligible for other coverage)
Prevention Now – If you have not already taken advantage of this benefit, please call 877-372-0915 prior to making your appointment for a physical in order to obtain the necessary paperwork. If the member completes a physical you will receive a $200 gift card, if the entire family completes physicals you will receive a $300 gift card.
Gym Reimbursement - $200 (member only) Laser Vision - $1,000 per eye
Hearing Aids - $650 per ear Optical benefit once available every 12 mos.
CVS Caremark Prescription Coverage – 30% co-pay with no yearly maximum
If you should have any questions, please contact the Fund Office Staff at 718-847-8484 extensions 215, 218 or 220.
PROVIDER INFORMATION:
MagnaCare 800-352-6465 www.magnacare.com
(In Connecticut) 866-575-5553 www.multiplan.com- (search PHCS providers)
(In Florida) 800-878-7896 www.coalitionamerica.com
Empire Blue Cross 800-553-9603 www.empireblue.com
Cigna 800-244-6224 www.cigna.com or www.mycigna.com
Healthplex 800-468-0600 www.healthplex.com
DDS Inc. 800-255-5681 www.ddsinc.net
Aetna DMO 877-238-6200 www.aetna.com (Doc-Find)
LIST OF CURRENT PROVIDERS FOR MUNICIPAL MEMBERS:
HEALTHPLEX P.P.O. PLAN – With Healthplex, you can choose a participating dentist from a panel of in-network providers listed in the directory or you can choose to have services rendered by an out-of-network dentist. If you elect to receive services from an out-of-network provider, you will be responsible for all charges that exceed the plan allowances.
CVS Caremark Prescription Coverage –
Active Members: 50% co-pay at retail and mail order with a $5,500 yearly maximum
Retired Members: 50% co-pay at retail and 100% coverage at mail order with a $2,500 yearly maximum
GVS or Vision Screening - Optical benefit available once every 12 mos.
Death Benefit – Active Members: $2,500 for Member and $1,000 for Spouse
Retired Members: $500 for Member and $500 for Spouse
If you should have any questions, please contact the Fund Office Staff at 718-847-8484 extensions 215, 218 or 220.

